CalAssist Mortgage Fund Program

In response to recent disasters around the state, Governor Newsom announced on June 5, 2025 that CalHFA will administer the CalAssist Mortgage Fund. CalHFA is using National Mortgage Settlement funds to deliver mortgage relief to families devastated by recent California disasters, providing critical breathing room for those whose homes are destroyed or severely damaged to the point they have been deemed uninhabitable.

Applications Closing November 2, 2026

CalAssist Mortgage Fund applications will close November 2, 2026. Eligible homeowners are encouraged to apply as soon as possible. Applying is free, and funds never have to be repaid.

What is the CalAssist Mortgage Fund?

The CalAssist Mortgage Fund is a state program that provides much-needed relief from mortgage payments for families whose homes are destroyed or severely damaged as the result of a California disaster.

1 year of mortgage payments
Funds never have to be repaid and it’s free to apply
Grants paid directly to your mortgage servicer

By delivering direct mortgage relief, the program gives homeowners a lifeline and supports long-term community recovery.

Applying is simple, free, and done entirely online. Apply by November 2, 2026 at CalAssist Mortgage Fund.

Real Help for Californians

This program has already helped many homeowners, including Sonia Linares from Altadena:

CalAssist Mortgage Fund: Linares Altadena testimonial

Homeowner Sonia Linares speaks about her experience losing her home in Altadena. (01:07)

"I recommend that people going through all of this apply for the program, because I did,” Linares said. “It was a relief and a significant help during this process — something I know many people need right now."

Aurora Barboza Flores told us:

"It's a huge relief. If you ask any Altadena resident who's rebuilding, any of us who have been displaced or lost our homes, the cost is really our biggest stressor. It's what we carry on our shoulders, what we go to sleep with, what we wake up with. That this decision was made at the state level tells us there is a conscious effort to help us rebuild."

Stories like this remind us how devastating disasters can be for families, and why supporting those in need is our top priority. Anyone affected by recent disasters is encouraged to apply.